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Here are your articles for Jul 19, 2018.
For more than 30 years, CDL and its employees have exemplified civic leadership throughout the community. During the month of June 2018, their leadership was on display as more than 50 CDL employees volunteered at three community service events in Palm Beach County.

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Foreign malware attacks on U.S. routers have been discovered to be more widespread than initially thought. The FBI recommends owners of small offices and home office routers to take proactive measures.

Contact your Internet Technology (IT) advisor to ensure your home and business routers are protected from harmful attacks and viruses. If you're tech savvy, you may be able to take the following precautionary steps:

•Reboot your router to temporarily disrupt the malware.
•Consider disabling remote management on the router settings.
•Change your router password to a new, stronger password with random letters, symbols and numbers.
•Get into the habit of changing your password every 90 days.
•Be sure your network devices are upgraded to the latest versions of the router firmware.

Consider completing these tasks by scheduling a visit or call your IT advisor with any questions. Being pro-active and taking the necessary steps to safeguard your home and business router is one of the best ways to protect against foreign malware attacks.




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School planning seems to start earlier every year. As you begin to shop for dorm supplies and other necessities, here's some important information about tax breaks for higher education costs, along with some of the rules and restrictions that apply under the new tax law. We'll also explain how the Tax Cuts and Jobs Act eliminates deductions for job-related education costs incurred by employees.
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Getting an education for your children or grandchildren can be expensive. Fortunately, various tax-advantaged savings options can help lower out-of-pocket costs. Here's an overview of two tax-smart savings tools — Section 529 plans and Coverdell Education Savings Accounts — as well as information about tax-favored ABLE accounts that help families pay for qualified disability expenses.
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It's devastating when a company's trusted manager engages in internal fraud. This abuse of power is often difficult to discover because businesses generally have confidence in their senior executives — and those individuals have tremendous knowledge of the operations. But there are ways to discourage fraudulent activity in the upper ranks. Here are six steps to consider implementing.
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Some people love variable annuities and some find them troublesome. No investment instrument is right for everyone, and variable annuities are no exception. Before you consider this type of investment it's important to know they ins and outs to see if a variable annuity meets your needs. Here are some details.
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Retaliation claims filed with the EEOC are on the rise. But cases of retaliation may not be as simple as they may seem. They don't just involve an employee making a claim of harassment or discrimination. They might involve co-workers and family members of the employee. This article details some cases of retaliation, along with the basic definitions of what constitutes illegal actions.
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Our firm provides the information in this e-newsletter for general guidance only and does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. Tax articles in this e-newsletter are not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding accuracy-related penalties that may be imposed on the taxpayer. The information is provided "as is," with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, expressed or implied, including but not limited to warranties of performance, merchantability and fitness for a particular purpose.


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